Free personalized savings estimate in under 60 seconds. Resolve unsecured debt and avoid bankruptcy.
Credit cards, medical bills, personal loans.
We compare quotes from America's top-rated, fully accredited debt relief providers.
So you do not have to.
FixDebtUSA operates as an independent marketing platform. The logos shown represent a sample of our 64+ network partners. FixDebtUSA is not owned by, affiliated with, or endorsed by any of these companies unless expressly stated.
Three promises that put you first, every step of the way.
We don't believe in one-size-fits-all solutions. By combining expert guidance with smart technology, we match you with the ideal debt partner and create a personalized plan based on your goals, credit profile, and financial needs.
We work with leading debt specialists known for results and compassion. Our partners have helped thousands break free from debt stress. At EDR, we guide you with patience, clarity, and a commitment to helping.
We're here when you need us, with extended hours and zero pressure. Our help is 100% free, with no hidden fees or obligations. Getting started is quick, easy, and entirely on your terms.
Numbers tell the story. Behind every stat is a family that finally got their life back.
Significant
Savings possible
Many clients see meaningful reductions in their total balance, creating real breathing room for hardworking families.
Thousands
Of lives changed
Real people, real results. Many now sleep easier with a clear plan to be debt-free.
10+
Vetted partners
We hand-pick only the highest-rated debt experts so you always get a trusted match.
Featured
Story
"We were sinking under credit cards and medical bills after my layoff. We thought bankruptcy was our only exit. In less than 15 minutes, we had a clear, monthly plan to clear $48,000 without taking out another loan. Two years later, we are back in control of our finances, all through FixDebtUSA."
Jasmine R.
Charlotte, NC
"After my divorce I was buried in five credit cards. EDR matched me with a counselor in one call and built a plan I could actually afford. Two years later I am completely card-free."
Carlos M.
San Antonio, TX
"I called expecting a hard sell. Instead they listened, walked me through three options, and let me decide. My monthly payment dropped by more than half and the stress is finally gone."
Mei L.
Seattle, WA
"I was embarrassed to ask for help, but the team treated me with so much respect. They negotiated on my behalf and kept me updated every step. I just made my final payment last month."
Everything you need to know about debt relief, our process, and what happens after you start.
FixDebtUSA connects individuals struggling with credit card debt or unsecured loans to accredited debt relief partners. In under 60 seconds, you get a personalized estimate showing how much you could save, with zero obligation.
Yes! Our service is 100% free for consumers. We are compensated by our network of partner providers if you choose to enroll in a program, meaning you pay zero fees to request an estimate or speak with a specialist.
Savings vary depending on your total debt and financial profile, but clients enrolled in partner programs typically resolve their debt for up to 50% less than what they owe before provider performance fees.
Getting your free estimate involves no hard credit check and has zero effect on your credit score. If you choose to enroll in a debt settlement program, participation may temporarily affect your score while accounts are being resolved.
Your initial estimate takes less than 60 seconds online. Most formal debt relief programs take 24 to 48 months to complete, depending on your monthly budget and enrolled accounts.
Get your free, no-obligation savings estimate in under 2 minutes. Find out how much you could save on your unsecured debt.
